For most of us, buying property is one of the biggest purchase of our life.

I still remember 1 years ago, when Ryan, my friend, bought a property and regretted because he had purchased the property on an impulse. He never did a proper financial consideration which resulted him over-stretching his budget. The purchased was trigger by emotion rather than a logical and systematic approach.

This will happened to any of us if we never prepare and understand the ever changing financial rules in housing loan. In fact, we should do our financial study before even visiting any show flats.

In this section, we tabulated all the rules and numbers into table format so that is easier for everyone to understand.